Financial Tools
Free financial calculators: loans, currency conversion, and more. Instant and reliable results.
Adawix financial tools cover the most important needs of individuals and businesses in the Arab region: a bank installment calculator with a detailed amortization table, a currency converter with live exchange rates, a VAT calculator for all Gulf countries, a Zakat calculator according to Sharia nisab, a net salary calculator after social insurance for Saudi Arabia, UAE, Kuwait, Qatar, and Bahrain, in addition to a daily gold price dashboard. All calculations happen locally in your browser — especially important because your salary and savings numbers should not pass through any server.
Loan Calculator
Calculate your monthly payment and total with a full amortization schedule
FreeCurrency Converter
Convert currencies with live rates from reliable sources
FreeVAT Calculator
Calculate VAT for Saudi Arabia (15%), UAE (5%), Bahrain and more
FreeZakat Calculator
Calculate Zakat on wealth, gold, stocks and trade goods according to Sharia
FreePercentage Calculator
What is X% of Y, X out of Y = what %, and percentage change between two values
FreeBMI Calculator
Calculate your body mass index and find your healthy weight range
FreeGulf Salary Calculator
Calculate net salary after social insurance for Saudi Arabia, UAE, Kuwait, Qatar and Bahrain
FreeGold Price Dashboard
Live gold prices for 24k, 21k, and 18k updated instantly with a precise gold calculator.
FreeJordan Fuel Calculator
Official Jordan fuel prices with trip cost calculator and monthly salary fuel impact
FreeAbout Financial Tools
Reliable financial calculators tailored for everyday decisions: compute loan monthly payments and total interest, convert between 150+ currencies with daily updated rates, estimate Zakat on your wealth and assets, and calculate Value Added Tax (VAT) easily. Every calculation uses internationally accepted financial formulas.
Useful for individuals before any purchase decision, merchants pricing products, and accountants preparing invoices. Start with the Loan Calculator before signing any financing contract, or the Currency Converter for travel and trade.
Guide to using financial tools
Before signing any personal or real-estate financing contract, use the loan calculator to know the actual monthly installment and total paid over the full loan life — many banks market the annual interest rate without clarifying the total. The calculator shows the detailed amortization table month by month, revealing how much you actually pay as interest versus principal.
For merchants and small business owners, the VAT calculator is essential for correctly pricing products and issuing invoices. It supports different rates: 15% for Saudi Arabia, 5% for the UAE, Bahrain, and Oman, with the option to calculate VAT-inclusive or VAT-exclusive price. For accountants, the percentage calculator is useful for calculating annual changes in revenues and expenses.
For Muslims wishing to calculate Zakat on money accurately, the calculator applies the current Sharia nisab (equivalent to 85 grams of gold) and covers Zakat on cash, gold, silver, stocks, and trade goods. The daily gold price dashboard is useful for investment purchases or for calculating the current value of gold you own at moment prices.
إن كنت تبحث عن حاسبة زكاة الذهب عيار 21 أو 24 تحديداً، يتوفر دليل مخصص مع أمثلة عملية وجدول النصاب حسب كل عيار. ولمن يحتاج حاسبة VAT السعودية 15% مع جدول مرجعي سريع، أو حاسبة القسط الشهري مع شرح المعادلة وأمثلة مقارنة، تتوفر صفحات متخصصة لكل منهما.
Common questions about financial tools
Are exchange rates real-time?
Yes, the currency converter fetches the latest exchange rates from a trusted source (open.er-api.com) updated several times daily. For very large transactions, it is recommended to check your bank actual rate as it may include an additional conversion margin.
Are my personal numbers sent to a server?
No. Loan, salary, and Zakat calculations are all mathematical operations executed directly in your browser. There is no cloud processing for your financial data, and this is a fundamental principle in the design of Adawix.
Are the calculations legally certified?
The tools are guidance to help you make informed decisions. For official matters such as Sharia rulings on Zakat, official tax invoices, or bank loan applications, you must refer to the competent authority (Zakat authority, bank, certified accountant).