Loan Calculator
Enter the loan amount, interest rate, and term to get the monthly payment and full amortization schedule.
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|
How to Use
Enter the Loan Amount
Enter the total loan amount in your local currency or in dollars.
Enter the Annual Interest Rate
Enter the annual interest rate as shown in your bank's offer.
Set the Loan Duration
Enter the loan duration in months or years.
Review the Amortisation Schedule
View the monthly instalment, total interest, and a detailed amortisation schedule for each month.
About Loan Calculator
The Adawix Loan Calculator helps you accurately calculate monthly payments and the full amortization schedule for any bank loan. Enter the loan amount, annual interest rate, and loan term, and instantly get the monthly payment, total amount paid, and total interest. Essential for making informed financial decisions before committing to any loan. See also: Currency Converter.
Results include a detailed amortization table showing for each month the payment, how much goes to principal and interest, and the remaining balance. This gives you a complete picture of your loan trajectory. The calculator works entirely in your browser — your data stays completely private. Free and unlimited. For more productivity, also try: Currency Converter, Zakat Calculator, or VAT Calculator.
The calculator makes it easy to compare multiple loan offers — enter the same principal with different rates or terms and instantly see how much each option costs you in total interest. This lets you choose the best bank offer for your monthly budget without a financial advisor. Try reducing the loan term or increasing a down payment to see the immediate effect on total interest paid.
Calculations use the standard equal-installment amortization method (EMI) most banks apply, where interest is charged on the declining balance each month. All processing happens in your browser with no financial data sent to any server — your data stays completely private. For more financial utilities, visit the Financial Tools section.
إن كنت تبحث عن حاسبة القسط الشهري مع شرح تفصيلي للمعادلة وأمثلة عملية ومقارنة سيناريوهات مختلفة، يتوفر دليل مخصص لذلك.
Frequently Asked Questions
Formula: Monthly payment = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1). Last verified: 26 May 2026. Results are estimates for financial planning only — actual rates and terms vary by lender and creditworthiness.