Zakat Calculator
Calculate your Zakat on cash, gold, silver, stocks, and trade goods according to the Nisab (نصاب) threshold and the 2.5% rate.
Live gold and currency rates will be fetched for your country.
Enter today's price from a gold market or your bank for accurate results.
Per Hanafi & Hanbali schools — leave 0 if unsure.
How to Use the Zakat Calculator
Choose the Nisab (نصاب) Standard
Select gold (85g) or silver (595g) nisab and enter today's price per gram to calculate the threshold.
Enter Your Zakatable Assets
Enter the value of your cash, investment gold, silver, stocks, trade goods, and debts owed to you.
Deduct Short-term Liabilities
Enter debts due within the year — they are deducted from your zakatable base.
Press Calculate Zakat
Instantly get the nisab threshold, zakatable base, and the amount of Zakat due.
Rules of Zakat al-Mal (زكاة المال)
Zakat is due when wealth reaches the Nisab and one lunar year (Hawl حول) has passed. The rate on cash, gold, silver, stocks, and trade goods is 2.5% (one-fortieth). Short-term debts are deducted per the majority of Islamic scholars.
The Nisab is either 85g of gold or 595g of silver, valued at today's market price. The silver nisab is much lower, making more people liable. Many contemporary scholars prefer the gold nisab standard.
How much Zakat on a given amount? Quick table
Zakat on cash is 2.5% of the amount, once it reaches the Nisab and completes a lunar year. The table below shows the amount due for the most common figures. It works for any currency (SAR, AED, KWD, EGP) because the rate never changes with the currency.
| Amount held | Calculation | Zakat due |
|---|---|---|
| 1,000 | 1,000 × 2.5% | 25 |
| 5,000 | 5,000 × 2.5% | 125 |
| 10,000 | 10,000 × 2.5% | 250 |
| 25,000 | 25,000 × 2.5% | 625 |
| 50,000 | 50,000 × 2.5% | 1,250 |
| 100,000 | 100,000 × 2.5% | 2,500 |
| 250,000 | 250,000 × 2.5% | 6,250 |
| 500,000 | 500,000 × 2.5% | 12,500 |
| 1,000,000 | 1,000,000 × 2.5% | 25,000 |
The table assumes the amount reached the Nisab, completed a full lunar year, and that you carry no debts due within the year. Enter your own figures in the calculator above for an exact result that deducts debts and includes investment gold, shares, and trade goods.
Zakat on salary and monthly savings
Salary is not zakatable at the moment you receive it, because Zakat attaches to saved wealth rather than to income. If you spend your salary in full each month, no Zakat is due. What you save is zakatable once the total reaches the Nisab and stays with you for one full lunar year.
The practical method most contemporary scholars prefer: pick a fixed day in the lunar year (the 1st of Ramadan, for example), total everything you own that day — cash, savings, investment gold, shares — and pay 2.5% of it. Tracking a separate lunar year for every single pay cheque is effectively impossible, and anything paid above what was strictly due counts as voluntary charity.
The eight categories of Zakat recipients
The Qur'an names eight categories entitled to Zakat: "Zakat is only for the poor, the needy, those employed to collect it, those whose hearts are to be reconciled, for freeing captives, for those in debt, in the cause of God, and for the traveller" (At-Tawbah 9:60). Zakat paid outside these categories does not discharge the obligation.
- The poor (al-fuqaraa) — those who lack the means to meet their basic needs.
- The needy (al-masakeen) — those with some means, but not enough for themselves and their dependants.
- Zakat administrators — those appointed to collect, safeguard, and distribute Zakat.
- Those whose hearts are to be reconciled — those given so as to incline them towards Islam, strengthen them in it, or restrain harm.
- Freeing captives — historically manumission and ransoming prisoners; contemporary scholars extend it to freeing people from enslavement.
- Those in debt (al-ghaarimoon) — debtors unable to repay debts not incurred through sin.
- In the cause of God — spending in support of the faith and public good works, as scholars have interpreted it.
- The traveller (ibn al-sabeel) — a traveller cut off from their money, even if wealthy back home.
Zakat does not count if paid to your parents or children, or to a wife, because supporting them is already obligatory. It may be paid to a brother, sister, uncle, or aunt if they qualify as recipients.
Frequently Asked Questions about Zakat
About Zakat Calculator
The Adawix Zakat Calculator helps you determine the Zakat al-Mal you owe according to Islamic law. Enter the value of your cash, gold, silver, and trade goods, and the tool calculates whether your wealth has reached the nisab threshold and how much you are required to give. Current gold prices are used as a nisab reference with manual adjustment option. See also: Currency Converter.
Calculating Zakat is a religious duty for every capable Muslim, and precise calculation can sometimes be confusing. Adawix simplifies this with a clear result. Completely free, works in your browser without registration. Your data stays private. It is recommended to verify with your trusted religious reference. For more productivity, also try: Currency Converter, Loan Calculator, or VAT Calculator.
If you want to work out Zakat on 21k or 24k gold in detail, with a step-by-step walkthrough, see the dedicated guide.
Source: Classical Islamic jurisprudence — 2.5% (¼ of 10%) on net zakatable assets reaching nisab (85 g gold or 595 g silver at today's price). Last verified: 26 May 2026. Consult a qualified scholar for complex situations.