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Gulf Salary Calculator

Calculate your net salary after social insurance deductions — Saudi Arabia, UAE, Kuwait, Qatar, and Bahrain.

Daily rate = monthly ÷ 30. Hourly rate = monthly ÷ 30 ÷ 8. The tool calculates these values automatically when you enter the salary.
Yes, you can enter the basic salary plus housing, transport, and any other allowances to accurately calculate gross and net pay.
Yes, the salary calculator is completely free and runs in your browser without registration or data submission.

How to Use

1

Select country and nationality

Choose the country you work in and whether you are a national or expat — social insurance rates differ.

2

Enter basic salary and allowances

Enter the basic salary as stated in your contract, then add housing, transport and any other allowances.

3

Press Calculate

Your net salary after social insurance is shown instantly with a full breakdown.

4

Review the breakdown and annual total

The table details every salary component and automatically computes the annual net.

About the Gulf Salary Calculator

Adawix Gulf Salary Calculator helps you find your actual take-home pay after social insurance across five Gulf countries: Saudi Arabia (GOSI 9.75% for nationals), UAE (GPSSA 5% for nationals), Kuwait (KPPA 8% for nationals), Qatar and Bahrain. Expats are exempt in all countries. Also see: Loan Calculator.

Net salary is the amount that actually lands in your bank account each month after your share of social insurance contributions. The tool is free and runs entirely in your browser — no data is sent to any server. Results are indicative for financial planning; consult your employer for official figures. Also try: VAT Calculator.

Frequently Asked Questions

9.75% of basic salary plus housing allowance, capped at SAR 45,000 per month.
No. Non-Saudi expats are exempt from GOSI. Their net salary equals their gross salary.
No personal income tax exists in Saudi Arabia, UAE, Kuwait, Qatar, or Bahrain. The only deductions are social insurance contributions for nationals.
UAE: 5% for nationals (GPSSA). Kuwait: 8% for nationals (KPPA). Expats in all countries have no mandatory deductions.
On basic salary and housing allowance only (not transport or other allowances), capped at SAR 45,000 per month.

Source: Official GCC social insurance regulations — Saudi GOSI 9.75% (cap SAR 45,000), UAE GPSSA 5%, Kuwait KPPA 8%. Expatriates are exempt. No personal income tax in GCC states. Last verified: 26 May 2026. Consult your employer or government portal for payslip figures.